# How do I pay a foreign invoice in dollars with a card?

URL: https://guarapay.io/en/guides/pay-a-foreign-invoice-in-dollars-with-a-card/
Language: en-US · Published: 2026-10-27 · Updated: 2026-10-27

Open the invoice’s online payment page, and if it offers card payment, pay with a virtual Mastercard holding a dollar balance. It costs $ 19 to issue, 10% on a USDT top-up and $ 0.25 per approved purchase, with no monthly fee.

## How do I pay an invoice from abroad with a card, step by step?

1. Open the invoice link and check that the page has a card payment option, not only bank transfer details.
2. Note the amount, the currency and the due date.
3. Open the Guarapay app or the Telegram mini app @guarapay_bot, issue the virtual card and top it up with the invoice amount plus $ 0.25.
4. On the invoice page, choose card payment and enter the card number, expiry date and security code, with the name and billing address as in the app.
5. Check that the total matches the invoice and confirm.
6. Save the receipt or the invoice marked as paid, and look for the purchase notification in the app.

## What if the invoice only shows bank transfer details?

Then the card cannot pay it, because a card pays through a card checkout, not through an account number. Ask the supplier for a payment link that takes cards, or pay by bank transfer.

Many suppliers send invoices through an online service that includes a card option, but it is the supplier who turns that option on, so look for it on the invoice page.

## How much does it cost to pay an invoice with the card?

- The invoice amount: whatever the supplier shows; Guarapay does not change it. Some suppliers add a surcharge for card payments, which the payment page shows before you pay.
- Issue, paid once: $ 19 on Standard or $ 99 on Premium; there is no monthly fee.
- Top-up fee: 10% with USDT on Standard and 5% on Premium; 10% with a bank card on Standard and 5% on Premium.
- Per approved purchase: $ 0.25, taken from the balance with the invoice amount.
- Monthly limit: $ 10,000 on Standard and $ 100,000 on Premium.

## Can I pay a large invoice with the card?

You can if the invoice amount plus the fees fits inside the monthly limit and the caps you set in the app. Check the limit before you top up: $ 10,000 a month on Standard and $ 100,000 on Premium.

If the invoice is larger, ask the supplier whether it accepts partial payments or a bank transfer, rather than splitting it without telling them.

## How do I get proof of payment for an invoice paid by card?

Download the receipt or the invoice marked as paid from the supplier’s payment page, and keep the purchase notification from the app, which shows the date and the amount.

If the supplier does not confirm the payment, send them the date and amount from the notification; the card paid the supplier’s checkout, so the confirmation comes from their side.

## FAQ

### Can I pay a Stripe or PayPal invoice with a virtual card?

If the supplier enabled card payments on the invoice page, you can pay with the Guarapay virtual card, which works wherever Mastercard is accepted; some merchants may decline cards under their own rules.

### Can I pay an invoice by bank transfer with this card?

No: the card pays online through card checkouts. For an invoice that gives only an account number, ask the supplier for a card link or pay by transfer.

### How fast does the supplier see the payment?

The purchase notification arrives in the app right away; when the supplier marks the invoice as paid depends on their own system.

### What if the invoice is in euros, not dollars?

The card balance is in dollars, so a charge in another currency is converted from the balance; check the total on the payment page and leave a small margin in the balance.

## Sources

- [Mastercard — Prepaid cards](https://www.mastercard.com/us/en/personal/find-a-card/prepaid-card.html)
- [Mastercard Rules](https://www.mastercard.com/us/en/business/support/rules.html)
- [Tether — USDT](https://tether.to/en/)