BETA

A card your AI agent can pay with

Connect your AI assistant to Guarapay and set a limit in the app. Within it, the agent pays on its own. Above it, the agent asks you first.

Connect your agent How it works ↓

Any AI assistant that supports custom MCP servers

Agent

$ 26.75

•••• 4417

Renew my Vercel Pro, it ends today.

Approved · within your $50 limit

Done. Vercel Pro is renewed until December 8. $20 from card •• 4417, $26.75 left. The card is frozen again.

Guarapay · nowYour agent paid $20 to VercelAgent card •• 4417 · $20 of $50 spent today

Works inChatGPTClaudeCursorVS CodeAny MCP client

01 · Connect

How to connect

Four steps, once. About five minutes.

Custom connectormcp.guarapay.io
● Connected
01ConnectAdd Guarapay to your assistant as an MCP connector.
Agent
$ 47.00
•••• 4417
02Get a cardIssue and top up the agent card.
Payment method
Mastercard •• 4417✓
▲ VercelOpenAICursor
03Save itOnce, at the services you pay.
Agent can pay
Today$20 / $50
04Set a limitDaily and monthly, in the app.

02 · Pay

How to pay

Every purchase opens the card for one shop and a few minutes.

01 · Ask your agent

Renew my Vercel Pro.

Vercel · up to $20

02 · Under the limit

✓Approved instantly.

03 · Over the limit

Allow $120 to AWS?

AllowDecline

04 · Unfrozen

🔓Card unfrozen15:00 left

05 · Paid

−$20.00Vercel Pro❄ Card frozen

03 · Control

You stay in control

The agent pays. You decide how much and where.

🔒
Never sees the card numberThe agent sees •• 4417. Ask for the details and it sends a link that opens them in your app.
❄
Frozen between purchasesThe card opens for one shop, one amount and a few minutes, then freezes again.
🎚
Your limits, in your appDaily and monthly limits and the "agent can pay" switch are set in the app only. The agent can read them, never change them.
✋
Revoke in one tapTurn the agent off and its card is frozen for good.

04 · Where

What the agent can pay

Online, where the card is saved.

💳Saved cardsWhere the card is on file.
🔁SubscriptionsRenewals, upgrades, seats.
⚡API creditsAnthropic, OpenAI, Vercel.
🔐3-D SecureYou confirm the code in the app.

What the agent can’t pay~~In-store and NFCApple Pay, Google PayGambling and cryptoCaptcha-only sites~~

05 · Ideas

What agents pay for

Small, regular bills nobody wants to watch.

$20API creditsTops up the Anthropic API or OpenAI before the balance runs out.
$20Hosting and VPSRenews Vercel, Netlify or a DigitalOcean droplet on time.
$20Dev toolsKeeps Cursor or GitHub Copilot running for the team.
$12Domains and sitesBuys and renews domains, pays for the site builder.
$10SaaS subscriptionsNotion, Figma, Grammarly: no lapsed plan, no lost seat.
$10Images and dataMidjourney credits, a stock photo, a dataset for a task.

06 · Setup

Connect your agent in a minute

One connector. Sign in to Guarapay and your agent is ready.

In your assistant, add a custom MCP server (connector), paste the address and sign in to Guarapay. ChatGPT: Settings → Apps & Connectors, developer mode. Claude: Settings → Connectors → Add custom connector. Cursor, VS Code and other MCP clients: add a remote server with this URL. In a terminal agent, for example Claude Code:

Claude Code

$ claude mcp add --transport http guarapay https://mcp.guarapay.io

Server address: https://mcp.guarapay.io

What it costs

Agent card: $10 once
Each purchase: $0.25
USDT top-up: 5%
Limits and approvals: Free

Connect your agent

07 · FAQ

Questions

Still not sure? Write to us in the app.

Can the agent pay without me?

Only within the limit you set in the app. Anything above it waits for your Allow. You see every purchase in the app as it happens.

Does the agent ever see my card number?

No. The Guarapay server never gives out the card number or CVV. You save the card at a service once yourself; the agent only presses Pay. Need the number? Ask the agent: it sends a link that opens the details in your Guarapay app.

What if the agent goes wrong or gets tricked by a website?

It can never spend more than your limit, and the card holds only what you put on it. Every purchase shows the real shop, and one tap freezes the card.

Which AI assistants work?

Any assistant that can add a custom MCP server: ChatGPT, Claude (web, desktop, mobile and Claude Code), Cursor, VS Code and others.

Is it a separate card?

Yes. The agent gets its own card, apart from yours, with its own balance and history.

BETA

Let your AI agent handle the bills

We open access in waves. Connect your agent in the Guarapay app and you get the invite first.

Connect your agent How it works