How much does paying in dollars with the card cost?
Enter how much you spend in dollars a month and how many purchases you make. The calculator shows the top-up you need and the real cost on each plan.
- Top-up a month
- US$ 103.32/mo
- Top-up fee
- US$ 2.07/mo
- Purchase fees
- US$ 1.25/mo
- Cost a month
- US$ 3.32
- First-year cost, incl. issue
- US$ 49.80
- Cost on spending
- 4.2%
- Top-up a month
- US$ 102.27/mo
- Top-up fee
- US$ 1.02/mo
- Purchase fees
- US$ 1.25/mo
- Cost a month
- US$ 2.27
- First-year cost, incl. issue
- US$ 127.27
- Cost on spending
- 10.6%
Does not include what your bank charges when you top up with a bank card (its exchange rate and taxes).
Standard or Premium: which one to choose?
| Standard | Premium | |
|---|---|---|
| Issue (once) | US$ 10 | US$ 100 |
| Top-up fee | 2% | 1% |
| Per approved purchase | US$ 0.25 | US$ 0.25 |
| Monthly spend limit | US$ 10,000 | US$ 100,000 |
| Monthly fee | None | None |
Standard: for subscriptions and everyday purchases. The issue fee is lower and the limit is US$ 10,000 a month.
Premium: for those who spend more in dollars — ads, cloud, a team. The top-up fee is lower and the limit goes up to US$ 100,000 a month; the higher issue fee pays off after about US$ 9,000 topped up.
How is it calculated?
The top-up fee is taken from the amount you top up: 2% on Standard and 1% on Premium. So the top-up is a bit larger than the spend, to leave the exact amount on the balance.
Each approved purchase costs US$ 0.25, taken from the balance. There is no monthly fee.
The issue fee is paid once: US$ 10 on Standard and US$ 100 on Premium. It counts in the first year only.
Premium pays off once you top up more than about US$ 9,000 in total: its lower top-up fee covers the higher issue fee.
FAQ
Is there a minimum top-up?
No. You top up any amount, with a bank card or USDT.
Is there a monthly or maintenance fee?
No. You pay the issue fee once, the top-up fee and US$ 0.25 per approved purchase.
What if a purchase is declined?
A declined purchase is not charged: the money stays on the balance.
Are bank charges included?
No. If you top up with a bank card, your bank may add its own exchange rate and taxes.