Pay wherever Visa is accepted.
Subscriptions, games and international stores — approved in seconds and shown in the app.
Your dollar card. Ready in 2 minutes.
A virtual card for subscriptions, apps and international stores. A dollar balance and an alert for every purchase.
US$ 0First card free with a first top-up of US$ 20 or more
Payment didn’t go through? The amount goes back to your balance.
SUBSCRIPTIONS IN DOLLARS
How much do you pay just in fees?
Tick what you pay for in dollars and compare a year of fees on a Brazilian card and on Guarapay.
Subscriptions
You keep ~ R$ 277 a year
US$ 70/month. Brazilian card: 3.5% IOF + average 4% spread (varies by bank). Guarapay: 1% top-up fee (first card free with a top-up of US$ 20+). Card fees only; taxes on crypto depend on your situation.
How much lands on the card?
Pick a coin and an amount — we use the market price right now.
One card, many ways to use it.
For people paid in crypto, paying subscriptions in dollars or keeping leisure money apart.
Leisure under controlA separate bankroll with a monthly limit in the app
Paid in cryptoSpend USDT without going through an exchange
Subscriptions in dollarsChatGPT, Midjourney and Notion from your dollar balance
Between friendsSplit the bill card to card, no fee
Works for clients abroadPaid in USDT, pays for work tools in dollars
Shopping abroadInternational stores and apps with a dollar balanceImages for illustration only.
Your card is ready in 2 minutes.
No branch, no plastic, no waiting. The virtual card shows up in the app and works online right away. Your first card is free with a first top-up of US$ 20 or more.
Issuing your card…
✓Card ready
GuarapayVIRTUAL
4••• •••• •••• 7777
Valid thru 10/29VISA
Ana
Rafa
Bia
LuTELEGRAM
The app opens in Telegram too.
Card, top-ups and balance in @guarapay_bot — nothing to install.
- No app to download
- A chat notice for every purchase
- Card, top-up and balance in one place
STICKERS
The lobo-guará in your chats.
Let’s go, balance in, living in dollars — send the wolf to your group chat.
FAQ
Still have questions?Start with US$ 20 — your first card is free — and check everything in the app before topping up more.Help centre →Which cryptocurrencies can I use?
USDT (TRC-20 and ERC-20), USDC (ERC-20), BTC and ETH. Each coin has its own top-up address in the app.
How much does it cost?
A US$ 5 issue fee — your first card is free if your first top-up is US$ 20 or more. A 1% top-up fee. No monthly fee and no per-purchase fee. The blockchain network fee is paid by you, in the wallet you send the crypto from.
How fast does the balance arrive?
As soon as the network confirms: USDT on TRC-20 usually takes 1–3 minutes, BTC can take up to 30 minutes.
Where can I use the card?
Online, on sites and apps that accept Visa: subscriptions, games and international stores.
Can I withdraw the balance back to crypto?
Yes. The card balance can be withdrawn in USDT to your wallet. Withdrawals carry a fee — the exact amount is shown in the app before you confirm.
Do I need to send documents?
Yes, a quick identity check. It takes a few minutes.
The wolf from the R$ 200 bill is now a card.
A card in 2 minutes. Subscriptions and dollar purchases in one place.