How to pay for Cursor Pro with a virtual dollar card

Updated on October 18, 2026

A subscription to Cursor, the AI code editor, is billed in US dollars and paid by card. With a virtual Visa card holding a dollar balance you subscribe in the browser and decide how much the subscription and extra usage can take each month.

Issue virtual card

How to pay for Cursor Pro with a virtual dollar card

How do you pay for Cursor with a dollar card?

Cursor has a free version and paid plans, such as Pro, that unlock more use of the AI models inside the editor. The subscription is paid by card, and the price is shown in dollars on the payment screen.

Guarapay issues a virtual prepaid Visa card with a US-dollar balance in about two minutes, in the Guarapay app or the Telegram mini app @guarapay_bot. The card works online wherever Visa cards are accepted. Some merchants may decline cards according to their own rules, so check in the app that the first charge was approved.

How do you subscribe to Cursor Pro step by step?

Open the Guarapay app or the Telegram mini app @guarapay_bot and create an account.
Issue the virtual card; the issue fee is US$ 10 on Standard or US$ 100 on Premium.
Top up the subscription amount plus the US$ 0.25 per-purchase fee, using a Visa or Mastercard bank card in your own name or USDT.
Sign in to your Cursor account on the website or use the upgrade option in the editor, which usually opens the payment page in the browser.
Choose the plan and monthly or yearly billing, if both are offered, and check the final amount.
Enter the card number, expiry date and security code, with the name as it appears in the app.
Confirm and look for the purchase notification in the app, which arrives right away.

Does the Cursor subscription cover all usage?

The paid plan includes a certain amount of AI model usage. Depending on your account settings, usage above what is included may be billed separately to the same card, in charges apart from the subscription. Usage rules change often, so check your Cursor account dashboard.

If the dashboard allows it, set a spending limit for extra usage there. In the Guarapay app, the per-purchase cap and the monthly cap work as a second lock: no charge goes above the amount you chose.

How much does it cost to pay for Cursor with the card?

The plan price is what Cursor shows at checkout; Guarapay does not change it. On the card side, you top up the subscription amount, the 2% top-up fee is taken at top-up, and each approved charge costs US$ 0.25. If there are extra usage charges, each one carries that fee too.

On Premium the top-up fee is 1%. There is no monthly card fee, so months without use cost nothing. If you top up with a local bank card, your bank may add its own taxes and exchange rate; with USDT the top-up lands directly in dollars.

How do you avoid surprises at renewal?

The subscription renews automatically. Before the billing date, keep the plan price plus the per-purchase fee on the card, and a buffer for extra usage if it is turned on. If the balance is too low, the payment is declined and the money stays on your balance.

The card has a monthly limit of US$ 10,000 on Standard and US$ 100,000 on Premium. In the app you set a lower monthly cap and a per-purchase cap, and you can freeze the card in one tap whenever you want to pause payments.

Why was my Cursor payment declined?

Insufficient balance: it must cover the plan and the US$ 0.25 per-purchase fee.
Caps in the app: the monthly or per-purchase cap may be lower than the plan price, especially for a yearly plan.
Frozen card: unfreeze it in the app before trying again.
A name or billing address that differs from what the app shows.
Try again after a few minutes and, if it still fails, contact support through the Telegram bot in the app or on the website.

What mistakes are most common?

Topping up only the plan price and forgetting the extra usage charges.
Subscribing with one account and signing in to the editor with another, without seeing the paid plan.
Leaving the top-up for the day before renewal and getting limited access in the middle of work.

Sources

FAQ

Does Cursor accept virtual cards?

Cursor takes card payments, and the Guarapay card works wherever Visa is accepted. Some merchants may decline cards according to their own rules, so check the approval in the app.

Can I limit how much I spend on extra usage in Cursor?

Yes. Use the spending limit in the Cursor dashboard, if it is available, and the per-purchase and monthly caps in the Guarapay app.

How do I top up the balance?

In the app, with a Visa or Mastercard bank card in your own name or with USDT, with no minimum amount.

Is there a monthly fee for the card?

No. You pay the issue fee of US$ 10 (US$ 100 on Premium), the top-up fee of 2% (1% on Premium) and US$ 0.25 per approved purchase.

How do I stop the payments?

Cancel the subscription in the billing settings of your Cursor account. To block any charge right away, freeze the card in the app.