Can you pay for Airbnb with a virtual dollar card?

Updated on October 25, 2026

To pay for an Airbnb booking in dollars, issue a virtual Visa card with a dollar balance in about two minutes, top it up with the booking total and enter the card details at payment. It costs $ 10 to issue, 2% top-up fee with USDT and $ 0.25 per approved purchase, with no monthly fee.

Issue virtual card

Can you pay for Airbnb with a virtual dollar card?

How do you pay for an Airbnb booking in dollars, step by step?

Open the Guarapay app or the Telegram mini app @guarapay_bot and create an account.
Issue the virtual card; the issue fee is $ 10 on Standard or $ 100 on Premium.
On the booking payment screen, check the currency and the total with fees, and add $ 0.25 for the approved purchase.
Top up that total with USDT or with a Visa or Mastercard bank card in your own name.
Choose card as the payment method and enter the number, expiry date, security code, name and billing address as shown in the app.
Confirm the booking and look for the purchase notification in the app, which arrives right away.

How much does it cost to pay for Airbnb with the card?

The stay costs whatever Airbnb shows at payment, including service and cleaning fees where they apply; Guarapay does not change it.
One-time issue: $ 10 on Standard or $ 100 on Premium; there is no monthly fee, so an unused card costs nothing.
Top-up fee: 2% with USDT on Standard and 1% on Premium; 5% with a bank card, on both plans. It is taken at top-up.
$ 0.25 per approved purchase, taken from the balance together with the booking: the balance has to cover the booking plus that amount.
Monthly spending limit: $ 10,000 on Standard and $ 100,000 on Premium.
If you top up with a local bank card, your bank may add its own taxes and exchange rate; with USDT the top-up lands directly in dollars.

In which currency does Airbnb charge the booking?

Airbnb shows the total in the currency on the payment screen, and that currency can change with the country and your account settings. When there is a choice, pick US dollars so the charge comes straight out of the dollar balance.

If the total comes in another currency, the amount is converted from your dollar balance. Check the currency and the total before you confirm.

What if the booking can be paid in parts?

On some bookings Airbnb offers to pay part now and the rest later. In that case the second charge comes out of the card on a future date, so the balance has to be there that day.

Write down the date of each charge and top up a few days early. If the balance does not cover it, the charge is declined and the money stays on your balance, but Airbnb may cancel the booking; read the rules of your booking.

Why was the Airbnb payment declined?

The balance does not cover the booking plus the $ 0.25 approved-purchase amount.
The monthly or per-purchase cap set in the app is below the booking price.
The card is frozen in the app.
The name or billing address differs from the one shown in the app.
Airbnb declines prepaid or virtual cards under its own rules; Guarapay cannot guarantee it accepts the card.
Wait a few minutes and try again; if it keeps failing, write to Guarapay support on Telegram.

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FAQ

Does Airbnb accept virtual cards?

The virtual Visa card works for online payments wherever Visa is accepted, but Airbnb has its own rules and may decline cards; check the approval in the app.

Can I pay for Airbnb with a prepaid card?

The Guarapay card is a prepaid Visa and pays online wherever Visa is accepted; the final approval is Airbnb's, so check in the app that the charge went through.

Do I need a physical card to check in to an Airbnb?

Usually the payment is made online at booking and the host does not ask for the card on arrival, but the listing's rules apply; read the description. The Guarapay card does not work on card terminals.

When does Airbnb charge the card?

It depends on the booking: the full amount right away or in parts, with a second charge later; check the dates at payment and keep the balance.